In 2005, a series of data security breaches affected tens of millions of records of personal information. I blogged about them here, here, here, here, and here. One of the major issues with data security breaches involves what kind of notification companies should provide. The spate of data security breach announcements began in February 2005, when ChoicePoint announced its breach […]
Posts about the Federal Trade Commission (FTC) by Professor Daniel J. Solove for his blog at TeachPrivacy, a privacy awareness & security training company.
The Free Credit Reports That Aren’t Free
You’ve probably seen the commericals, which run incessantly on CNN and other cable channels. A happy young man says: “I’m thinking of a number . . . ” That number is a credit score, which you can obtain at a website called FreeCreditReport.com. You probably have heard that under a new federal law, credit reporting agencies […]
The ChoicePoint Settlement
Recently, the FTC announced a settlement in its complaint against the data broker ChoicePoint for a data security breach that resulted in over 160,000 people’s personal information being sold to identity thieves. According to the Washington Post:
Cell Phone Records For Sale
The Chicago Sun Times reports: The Chicago Police Department is warning officers their cell phone records are available to anyone — for a price. Dozens of online services are selling lists of cell phone calls, raising security concerns among law enforcement and privacy experts. . . . To test the service, the FBI paid Locatecell.com $160 to […]
FTC: Letting Experian Keep the Spoils
Suppose a company engages in an unfair and deceptive trade practice. It makes about $1 billion. The FTC investigates. A settlement is reached for a fine of $1 million and refunds to only some customers — yielding a net penalty of several million dollars — just a fraction of the spoils. That’s deterrence . . […]
Free Credit Reports: My Exciting Adventure
Under the federal Fair and Accurate Credit Transactions Act of 2003, the credit reporting agencies must provide a yearly free credit report to individuals who request it. This was one of the benefits given to consumers by the law in return for extending the federal preemption of certain state law regulations.
Peddling Your Numbers: Data Brokers and Cell Phone Records
An article in today’s Washington Post by Jonathan Krim discusses a really disturbing new market of personal data – the numbers people dial on their cell phones. Here’s an excerpt of the article:
Is the FTC Finally Getting Serious About Security?
The FTC just announced a settlement with BJ’s Wholesale Club, Inc. From the FTC press release:
How Credit Reporting Agencies Are Scamming the Free Credit Report Requirement
This year, pursuant to the Fair and Accurate Credit Transactions Act (FACTA) of 2003, credit reporting agencies must provide people with one free credit report per year. This is gradually being phased in this year. People can obtain their reports from this website: https://www.annualcreditreport.com/cra/index.jsp. Earlier this year in his blog, law professor Eric Goldman discussed the difficulties and inconveniences he […]